We're doing this dance with our bank right now.  It happens two-three times per year.  Our funds get wired out from our bank in America and they take forever to arrive.  It's all done electronically.  How long does that take??  So we have to wait for three days before we can say anything.  Then we go into our dance.  We phone them.  They come up with excuses and say they will look into it.  Then we send them an email.  And they email back and give more excuses.  It's never their fault of course.  When they get tired of the whole thing, they release our funds and life goes back to normal.  We would change banks if we could.  Except we are with the best bank in all of Cameroon.  They don't call this a "high risk banking country" for nothing.